One week before she sold her startup to JPMorgan Chase for $175 million, Charlie Javice asked an employee to help create a list of four million users—more than 10 times as many accounts as the company actually had. When the employee refused, he says, Javice sought to reassure him.

“She said: ‘Don’t worry. I don’t want to end up in an orange jumpsuit,’ ” Patrick Vovor testified this month.

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